RecoverAI LogoRecoverAI
Track 03 ยท AI Revenue Recovery
Razorpay Buildathon โ€” Track 03: Autonomous Revenue Recovery

Turn failed payments into
recovered revenue.

RecoverAI identifies failed transactions with high recovery probability, prioritizes the best opportunities with calibrated ML scoring, and protects customer trust through deterministic safety guardrails.

Live Autonomous Recovery Cycle
Click steps to inspect
FAILEDAttempt #1 ยท UPI Intent
Transaction Failed
PAY_000005 ยท โ‚น18,500 ยท BANK_TIMEOUT
Lifecycle Stage
01 / 05
Macro Economic Exposure

Population Opportunity & Test Verification

Authoritative financial figures verified across 10,000 canonical transactions and 2,000 held-out test evaluations

Gross Revenue at Risk
โ‚น25.19 Cr
Across 10,000 failed transactions
Total Recoverable Opportunity
โ‚น7.78 Cr
33.15% inherent recoverable pool
Model Revenue Precision
74.66%
Precision on model-selected attempts
Held-Out Test Capture
โ‚น57.42 L
38.23% of held-out test recoverable pool
The 4-Step Closed Loop

How RecoverAI Works

A closed-loop operations pipeline engineered for high-volume fintech reliability

01. DETECT

Failure Telemetry

Listens to gateway failure signals (timeouts, authentication drops, network errors) and customer context in real-time.

02. SCORE

ML Feature Engine

Evaluates 9 pre-recovery features in sub-milliseconds with a calibrated Logistic Regression model (ROC-AUC 0.7617).

03. PRIORITIZE

Threshold Policy

Applies internal validation cutoff policies (0.50 recommended vs 0.70 conservative) with expected recovery value ranking.

04. RECOVER

Bounded Settlement

Dispatches idempotent recovery actions bounded to a strict 1-attempt ceiling, writing immutable events to the audit ledger.

Machine Learning Architecture

Explainable Decision Intelligence

Trained strictly on 8,000 development records with zero data leakage. Validated on 2,000 held-out test transactions.

Logistic Regression v1.0 Active
Discrimination (ROC-AUC)
0.7617
High rank-ordering precision
Optimal F1-Score
0.5132
Peak balance at 0.50 cutoff
Latency SLA
< 1 ms
Sub-millisecond inference
Feature Attribution Sample (Zero Data Leakage Invariant)
โ†‘ +38.4%Transient Gateway Timeout
โ†‘ +24.1%Customer Previous Purchase Track Record
โ†“ -52.0%Insufficient Funds (Terminal Block)
โ†“ -41.2%Repeated Retries on Same Cart
Merchant Trust & Protection

Deterministic Safety Guardrails

Every recovery action must satisfy 9 deterministic invariant checks before dispatch

๐Ÿ›ก๏ธ

Attempt Hard Ceiling

Strict limit of maxAttempts = 1 per transaction. Prevents customer retry fatigue and chargeback risks.

๐Ÿ”‘

Idempotency Protection

Unique constraint on action keys prevents double-charge race conditions across parallel recovery threads.

๐Ÿ“œ

Immutable Audit Ledger

Every decision, threshold evaluation, provider response, and outcome is permanently appended to the audit ledger.

โ— Production Architecture

Ready to recover payment revenue?

Explore the full interactive recovery workspace pre-loaded with 10,000 canonical transactions on PostgreSQL.

โšก Launch Demo WorkspaceCreate Custom Workspace โ†’
โœ“ Next.js 16.3.2โœ“ PostgreSQL + Neonโœ“ Prisma 6.16.2โœ“ Razorpay Sandbox Safe